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Monthly Archives: February 2017

Life Insurance Suicide Claims

Suicide Suicide is, sadly, the subject of many of the cases we deal with. It is often thought that life insurance is not payable if suicide is the cause of death. Whilst many policies will not pay out if the policyholder commits suicide in the first 12 months, thereafter a claim for suicide is covered…
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Total Permanent Disability (TPD)

Total Permanent Disability (TPD) We see a great number of Total Permanent Disability (TPD) cases. Whilst TPD is covered by most critical illness policies, somewhere in the region of 40% of TPD-related claims are declined by insurers. Broadly, TPD has been taken to mean that the person is too ill to work. Insurers, however, have…
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