Mr S took out a Critical Illness Policy and a short time after suffered a heart attack. The claim was denied on the basis that he had not told his insurers about problems with his neck and back. The claim against the insurers was successful as even if Mr S had told them about the…
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Life Insurance Claim Upheld
Mr P contracted cancer. His insurers rejected his claim on the grounds of reckless non disclosure. Again his claim against this rejection was successful on the basis that his GP records had been misleading and that in fact he had not disclosed routine blood pressure monitoring before an operation was not held to be reckless. …
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Five Top Tips if your Insurance Claim is refused
1.DO NOT ACCEPT THE INSURANCE COMPANY’S DENIAL AS AUTOMATICALLY CORRECT We have succeeded in overturning many denied claims for many different reasons. With the right expert advice and a well-researched case something often can be done. 2. ACT QUICKLY There are strict time limits. Complaints to the Financial Ombudsman must be lodged within six months…
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