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Recent Posts by BTW

Critical Illness Claims Succeeds

Mr S took out a Critical Illness Policy and a short time after suffered a heart attack.  The claim was denied on the basis that he had not told his insurers about problems with his neck and back.  The claim against the insurers was successful as even if Mr S had told them about the…
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Life Insurance Claim Upheld

Mr P contracted cancer. His insurers rejected his claim on the grounds of reckless non disclosure.  Again his claim against this rejection was successful on the basis that his GP records had been misleading and that in fact he had not disclosed routine blood pressure monitoring before an operation was not held to be reckless. …
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Five Top Tips if your Insurance Claim is refused

1.DO NOT ACCEPT THE INSURANCE COMPANY’S DENIAL AS AUTOMATICALLY CORRECT We have succeeded in overturning many denied claims for many different reasons. With the right expert advice and a well-researched case something often can be done. 2. ACT QUICKLY There are strict time limits. Complaints to the Financial Ombudsman must be lodged within six months…
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Success with refused claims

We are pleased to report that our success rate in dealing with claims where insurers refuse to pay out on the policy currently stands at an admirable 80%. This is great news for us and our clients. We are delighted to offer this niche service. For a free assessment of your case contact our Jan…
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The Law Society campaign supports Personal Injury Solicitors

The Law Society campaign supports Personal Injury Solicitors. This week a bold new advertising campaign by the Law Society focuses on the benefits to Personal Injury Claimants of getting proper legal advice from a qualified Solicitor. The Partners of BTW commend the Law Society’s campaign which carries the strap line “don’t get mugged by an…
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Critical Illness Policy Covering Pre Existing Conditions

Our client had a critical illness policy covering pre existing conditions providing he had been free of all symptoms for a period of at least 2 years prior to the reoccurrence. It was also stipulated that no medical consultation was to have taken place about the pre existing condition. The policy was declined on the…
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