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Been denied an insurance claim by your insurer?

Denied Insurance Claim

Anyone who has had to fight an insurance company for a claim to be paid out will not be surprised that vast numbers of claims are refused by insurers. Many claims are declined for alleged non-disclosure – often of an unrelated medical symptom or condition. It can be a cruel and blatant use of a mere technicality to renege on the agreement.

Sadly it can come at the worst time when you are already vulnerable and dealing with the pain of a serious diagnosis often involving a terminal illness or even have already suffered the loss. Many give up the fight as they just cannot take any more. That is why we set up our service to help you so that we can take the fight over on your behalf.

We have found that very often the medical history on application forms for insurance cover are completed by memory but once a claim is actually made the insurer will then insist on going through the full medical records scrutinising them and issuing unfair denials of claims.

We want to redress the balance. We want to fight your corner. We know what it is like to be in your position.

How We Can Help You

Our expert Jan Trainor will gladly chat things through with you and give you the help you need.

If you are worried your critical illness claim may be denied or if it has been refused by your insurers then contact us for an assessment of your case.

We will fully consider your individual case and advise you whether you have a potential claim. This often involves careful consideration of your Policy and medical history. Around one in five life and critical illness policies are rejected by Insurance Companies. A large number of these rejections are unfair. It can be hard to take on an Insurance "Giant" by yourself, something that we fully understand from first hand experience.

To maximise your chances of challenging the decision we can assist you in finding your way to a fair resolution of your claim with expert understanding and skilled legal strategy.

Tips when dealing with a denial or Rejection
  • Make sure you take action as quickly as possible following a denial or rejection. There are strict time limits.
  • Provide us with all documentation you have relating to your claim.
  • Do not sign anything from your Insurance Company without careful review.
  • Don’t give up.

Start Your Claim Now

Complete the form below & we'll help win your claim.

    Type of Claim:

    With experience of winning cases like yours, we'll take the stresses and strains out of the legal process and ensure you get the justice you deserve. Don't delay... start your claim process today!

    Terminology You'll come Across
    • Non-disclosure
    • Omissions on form
    • Declined death benefit cover
    • Denied life cover
    • Existing medical condition
    • Refused critical illness
    • Life insurance claim rejected
    • Serious illness policy
    • Critical illness claim refused/rejected

    Meet Jan Our Top Insurance Denial Claims Expert

    denied-cover-Jan-trainorJan is a leading insurance denial claims specialist. She represents injured, disabled and bereaved families with compassion and sensitivity. With extensive experience in handling these matters, she has now become one of the UK's leading solicitors dealing with critical illness denial and life insurance claims.

    Having gained front line experience in representing clients who've had claims on their critical illness or life insurance refused, Jan first became involved in this area when her own partner was diagnosed with terminal cancer and his critical Illness claim was denied. Despite difficult personal circumstances, she fought the decision of her insurers and the claim was won in record time. Jan has passion for representing others in the same position. She has now assisted a large number of clients who have had their claims denied with great success.


    Client Testimonials


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